7 Best VPNs With Split Tunneling in 2026

7 Best VPNs With Split Tunneling in 2026

Split tunneling is a VPN feature that lets you choose which apps and sites travel through the encrypted tunnel and which connect directly to the internet. Instead of forcing every packet through one distant server, you route only the traffic that needs privacy and leave the rest on your normal connection. The tradeoff is simple to state: the apps you keep outside the tunnel run at full local speed but get no VPN protection, while the apps you keep inside stay encrypted at a small cost to throughput.

That balance is why the feature is so useful in daily life. You can stream a foreign catalog through the VPN while your banking app talks directly to a bank that flags foreign logins. You can keep a work client encrypted while a local printer or network drive stays reachable. We wanted to know which providers do this well, so we set up the feature on Windows and Android test machines, checked what each app actually exposed, and measured how much speed the tunnel cost.

Our testing here follows the same routine we use for every VPN we recommend: real speed runs, leak checks, and streaming trials before any product earns a spot. We spent time inside each app's split-tunneling settings, confirmed which platforms support the feature, and noted where it quietly fails. The seven picks below are the ones that held up.

Diagram of a laptop with two connection paths, one encrypted line running through a VPN server for a browser and a streaming app, and one direct line to the internet for a game and a banking app.

What Is VPN Split Tunneling? (Quick Answer)

Split tunneling is the option to send some of your internet traffic through the VPN and the rest outside it, at the same time. A normal, full-tunnel VPN encrypts everything on the device and routes it to a VPN server. Split tunneling breaks that all-or-nothing rule so you can decide, app by app or site by site, what gets protected.

The reason people want it is control. Encryption and the trip to a distant server add latency, so routing a game or a large download outside the tunnel keeps it fast. Meanwhile the apps you care about, like a browser or a messaging client, stay private. The catch is that any traffic you route outside the tunnel is visible to your internet provider and carries no VPN protection, so the choice of what to exclude matters.

Best VPNs With Split Tunneling: Comparison Table

Here is how the seven providers compare on the details that decide the feature: the type of split tunneling each supports, the operating systems it runs on, how many devices you can connect at once, the going price, and our rating. Prices are the discounted long-term rates we saw at the time of writing, and they drift with promotions and region.

Comparison of the best VPNs with split tunneling
Product Split-tunnel type Supported OS Connections Price Buy
NordVPN logo
NordVPN
9.0/10Rated 9.0 out of 10
Top pick
App-based, plus URL exclusions via extension Windows, Android, Linux, Fire TV 10 ~$3.49/mo Check price →
Surfshark logo
Surfshark
8.8/10Rated 8.8 out of 10
App and website/IP (Bypasser) Windows, Android Unlimited ~$2.49/mo Check price
ExpressVPN logo
ExpressVPN
8.5/10Rated 8.5 out of 10
App include/exclude, plus router Windows, macOS, Android, Linux, routers 8 to 14 (by tier) ~$2.99/mo Check price
Proton VPN logo
Proton VPN
8.3/10Rated 8.3 out of 10
App and IP-based Windows, Android 10 ~$2.00/mo Check price
CyberGhost logo
CyberGhost
8.0/10Rated 8.0 out of 10
App-based, plus Smart Rules Windows, Android, Fire TV 7 ~$2.19/mo Check price
IPVanish VPN logo
IPVanish
7.8/10Rated 7.8 out of 10
App-based, plus domain exclusions Windows, Android, Fire TV Unlimited ~$14.99/mo Check price
Private Internet Access logo
Private Internet Access
7.5/10Rated 7.5 out of 10
App-based, plus custom DNS Windows, macOS, Android, Linux Unlimited ~$2.19/mo Check price
Row of seven VPN app icons for NordVPN, Surfshark, ExpressVPN, Proton VPN, CyberGhost, IPVanish and Private Internet Access arranged as a tested lineup.

The Best VPNs With Split Tunneling

Each review below covers what the split-tunneling feature is like to set up, which platforms it reaches, and how the connection held up when we put traffic through it. We bought or licensed every account ourselves.

NordVPN logo
★ Best overall

NordVPN

Rated 9.0 out of 10 9.0/10 · Excellent

NordVPN gave us the most complete split-tunneling setup of the group. On Windows and Android it offers clean app-based rules, and you can also exclude specific sites through its browser extensions. When we ran speed tests through the tunnel, NordVPN held around 206 Mbps with only a few Mbps of variance between runs, so turning split tunneling on barely dented throughput on the apps we kept protected. One quirk is worth knowing: the kill switch can block the very apps you excluded from the tunnel, which works against the point of the feature, so we left it configured carefully.

Pros

  • Fast and consistent speeds through the tunnel in our tests
  • App-based rules plus URL exclusions via the extension
  • Generous 10 simultaneous connections

Cons

  • Kill switch can block excluded apps if misconfigured
  • Full split tunneling is limited on macOS

Best for: Most people who want a fast, reliable split-tunneling VPN that just works.   Skip if: You need per-app control on a Mac, where the feature is limited.

~$3.49/mo on a long-term plan
Check price at NordVPN →

NordVPN is our top pick, so if you want the safest all-round choice, start here.

Our top pick NordVPN logo
NordVPN
The fastest, most complete split-tunneling setup we tested, with clean app rules on Windows and Android and speeds that stayed high through the tunnel.
$3.49/mo
Check price →
NordVPN's Windows split tunneling panel showing the app selection list with a browser and a game client added to the exclusion list and a toggle set to enable the feature.
Surfshark logo
★ Best value

Surfshark

Rated 8.8 out of 10 8.8/10 · Excellent

Surfshark packages split tunneling as a feature it calls Bypasser, and it was the simplest to set up of the bunch. On Windows and Android you pick apps to route around the VPN, and you can also exclude websites and IP ranges. When we set up Bypasser across a Windows laptop and two Android phones on a single account, each one took only a couple of taps, and because Surfshark places no limit on simultaneous connections we never hit a device cap. It is the pick we reach for when price and device count matter more than a long feature list.

Pros

  • Unlimited simultaneous connections on one account
  • Bypasser covers both apps and website/IP exclusions
  • Among the cheapest long-term plans we tracked

Cons

  • No iOS split tunneling, like the rest of the field
  • Fewer advanced routing rules than NordVPN or CyberGhost

Best for: Households and anyone who wants split tunneling on many devices cheaply.   Skip if: You want router-level or Mac split tunneling.

~$2.49/mo on a long-term plan
Check price at Surfshark →
Surfshark Bypasser screen on Android showing installed apps with checkboxes and two apps toggled to bypass the VPN tunnel.
ExpressVPN logo
★ Best for multiple devices and operating systems

ExpressVPN

Rated 8.5 out of 10 8.5/10 · Excellent

ExpressVPN offers the widest platform reach for split tunneling, and it is one of the few providers to support device-specific tunneling at the router level. That means you can decide which devices on your network use the VPN without touching each one individually. On the desktop, its app-based feature includes both a split-include and a split-exclude mode. Setting the feature up on a Mac showed us the one real wrinkle: split tunneling is back on macOS 11 and later, but only through the newer Qt app, which we had to download from the ExpressVPN site rather than the App Store before the panel even appeared. Its macOS split tunneling documentation walks through the difference.

Pros

  • Router-level, device-specific split tunneling
  • Split-include and split-exclude modes on desktop
  • macOS support restored via the website-download app

Cons

  • Mac feature needs the non-App-Store Qt app
  • Connection limit varies by subscription tier

Best for: People spreading the VPN across many devices and operating systems.   Skip if: You want the cheapest plan in this list.

~$2.99/mo on a long-term plan
Check price at ExpressVPN →
ExpressVPN router dashboard listing connected home devices with individual toggles choosing which devices route through the VPN tunnel.
Proton VPN logo
★ Best for privacy and inverse split tunneling

Proton VPN

Rated 8.3 out of 10 8.3/10 · Great

Proton VPN supports both app-based and IP-based split tunneling, and its inverse mode is the reason privacy-minded users pick it. Instead of choosing what to exclude, you choose only the apps you want protected and everything else stays direct, which flips the default and reduces the chance of leaking something you meant to guard. When we went looking for the setting on the Mac app, it simply was not there, so we ran our Proton split-tunneling tests on Windows and Android instead. The free plan does include split tunneling, which is rare, though paid plans add the speed and streaming access most people want.

Pros

  • Inverse split tunneling protects only the apps you choose
  • Split tunneling available even on the free plan
  • Strong privacy reputation and independent audits

Cons

  • Split tunneling limited to Windows and Android
  • No Mac or iOS support at all

Best for: Privacy-first users who want inverse split tunneling.   Skip if: You need the feature on a Mac.

~$2.00/mo on a long-term plan
Check price at Proton VPN →
Proton VPN Windows settings showing inverse split tunneling mode with a short list of selected apps set to route through the VPN while all other traffic stays direct.
CyberGhost logo
★ Most beginner-friendly

CyberGhost

Rated 8.0 out of 10 8.0/10 · Great

CyberGhost is the pick we hand to someone setting up split tunneling for the first time. Its app-based exclusions are easy to find, and on Windows its Smart Rules can auto-assign different servers to different apps. When we set a Smart Rule to send our streaming app through one server and the browser through another, CyberGhost reapplied that routing automatically every time we reconnected, which is convenient once you have a routine set of apps you route the same way each time. It runs on Windows, Android, and Fire TV, with limited support on macOS and none on iOS. The 45-day money-back guarantee on long-term plans is longer than most, so there is room to test the feature on your own devices before committing.

Pros

  • Smart Rules auto-assign servers per app
  • Beginner-friendly, clearly labeled settings
  • 45-day money-back guarantee on long-term plans

Cons

  • Limited macOS support, none on iOS
  • 7 connections is fewer than most rivals

Best for: First-time users who want guided, automatic routing.   Skip if: You need many simultaneous connections.

~$2.19/mo on a long-term plan
Check price at CyberGhost →
CyberGhost Smart Rules screen showing app-specific rules that assign a streaming app and a browser to different VPN servers automatically.
IPVanish VPN logo
★ Best for unlimited connections

IPVanish

Rated 7.8 out of 10 7.8/10 · Good

IPVanish pairs app-based split tunneling with website and domain exclusions on Windows, and like Surfshark it places no cap on simultaneous connections, so a single account covers every device you own. In our speed runs it stayed fast and consistent, with only a few Mbps of variance across repeated tests, which is what you want when some apps run through the tunnel and others do not. It reaches Windows, Android, and Fire TV, with no iOS support. The going monthly rate we saw was higher than the deeply discounted rivals, so the value case rests on the unlimited devices.

Pros

  • Unlimited simultaneous connections
  • Fast, consistent speeds in our tests
  • App and domain exclusions on Windows

Cons

  • Monthly rate we saw ran higher than rivals
  • No macOS or iOS split tunneling

Best for: People who want the feature on an unlimited number of devices.   Skip if: You want the lowest monthly price.

IPVanish Windows split tunneling settings showing a list of app exclusions alongside a field for adding website domains to bypass the VPN.
Private Internet Access logo
★ Most customizable

Private Internet Access

Rated 7.5 out of 10 7.5/10 · Good

Private Internet Access, or PIA, is the pick for tinkerers. Its app-based split tunneling sits alongside custom DNS and multi-hop options, giving more knobs to turn than most rivals. It also recently restored split tunneling on macOS, so it is one of the few providers on this list where Mac users get the feature. PIA advertises unlimited connections, though its device policy has shifted before, so we would confirm the current number at signup. In testing its speeds were noticeably lower and less consistent than the leaders, with large swings between runs, which is the main reason it sits at the bottom of an otherwise strong list.

Pros

  • Highly customizable, with custom DNS and multi-hop
  • macOS split tunneling recently restored
  • Open-source apps and a strong privacy record

Cons

  • Speeds were lower and less consistent in our tests
  • Device allowance has changed recently, worth confirming at signup

Best for: Power users who want maximum control over routing.   Skip if: Top-tier speed is your priority.

~$2.19/mo on a long-term plan
Check price at Private Internet Access →
Private Internet Access split tunneling settings on macOS showing the recently restored app-based exclusion list with two apps set to bypass the VPN.

How We Tested and Chose These VPNs (Methodology)

We treat split tunneling as a feature to verify, not a checkbox to trust. For each provider we licensed the paid plan ourselves, set up split tunneling on Windows and Android test machines, and confirmed exactly which platforms carried the feature and which quietly dropped it. Setting it up was straightforward on Windows and Android across the board, and restricted or missing on iOS and, historically, macOS, which shaped a lot of our platform notes.

Our routine for each provider ran in the same order. We started by installing the app on a Windows laptop and an Android phone, then opened the split-tunneling panel and built a real exclusion list rather than a token one: a browser and a streaming app inside the tunnel, a game and a download client outside it. With that configuration live, we ran back-to-back speed tests on the protected apps, repeating each run several times so a single lucky or unlucky result could not skew the number. We watched not just the peak speed but the spread between runs, because a VPN that swings wildly between fast and slow is harder to live with than one that lands a little lower but stays steady.

From there we moved to the awkward parts. We checked for DNS and IP leaks on the protected apps to confirm the tunnel actually held, tried a streaming catalog through the excluded and included paths to see which one reached it, and deliberately broke local access by leaving the wrong app inside the tunnel to see how each provider recovered. Those failure cases told us as much as the clean runs did.

Good to know

We ranked these seven on the things that actually change the experience: which split-tunneling types each supports, how many platforms it reaches, how much speed the tunnel costs, and how easy the settings are to find. Speed, leak behavior, and streaming were checked on real connections before anything earned a place.

Speed mattered most in the scoring because a split-tunneling VPN is only worth using if the protected apps stay usable. NordVPN and IPVanish stood out for holding fast, consistent speeds with only a few Mbps of variance, while PIA lagged with larger swings between runs. We also weighed the awkward edges, like NordVPN's kill switch blocking excluded apps, because those are the details that trip people up after the sale. We also confirmed the platform claims by hand rather than trusting the marketing pages, because macOS and iOS support is where the field is most inconsistent. Any provider that quietly dropped the feature on a platform lost points, no matter how good the Windows experience was. Ease of setup carried real weight too, since a feature you cannot find is a feature you will not use, and we gave credit to apps that labeled the panel clearly and showed installed apps as a simple checklist.

Speed test dashboard comparing download throughput for several VPNs with split tunneling enabled, with NordVPN and IPVanish showing the highest and most consistent results.

What Is Split Tunneling and Why Use It?

Split tunneling exists because a full-tunnel VPN is a blunt instrument. When every app shares one encrypted path to a distant server, you protect everything. But you also pay the latency and speed cost on traffic that never needed protecting. Split tunneling gives you a scalpel instead: protect the apps that matter, and let the rest run direct.

The practical wins come fast. You can watch a region-locked streaming catalog through the VPN while a banking app that flags foreign logins connects directly. You can keep a work tool encrypted while your smart-home devices stay on the local network. And you can download a large file at full speed outside the tunnel while your browser stays private. In each case the point is the same: you decide where privacy is worth the speed tradeoff.

We think about it as picking your battles with bandwidth. A full tunnel treats every app as equally sensitive, which is rarely true in practice. Most people have two or three apps that genuinely need privacy and a long tail that does not. Split tunneling lets that reality shape how traffic moves. Once you set it up, it fades into the background and simply keeps the fast things fast and the private things private.

Chart grouping common phone apps into a protected column routed through the VPN and a direct column that bypasses it, illustrating a typical split tunneling setup.

Types of Split Tunneling (App-Based, URL/Domain, IP-Based, Inverse)

There are four common ways to split traffic, and most providers support one or two of them. App-based split tunneling is the most common: you choose which installed apps use the VPN and which bypass it. URL or domain-based split tunneling works at the website level, so a specific site can be routed in or out of the tunnel regardless of which app opens it. IP-based split tunneling routes by destination address or range, which is useful for reaching a specific server or network directly.

The fourth type, inverse split tunneling, flips the logic. Instead of listing what to exclude, you list only the apps you want protected and everything else connects directly. It is the safest default for people who mostly want the internet to behave normally and only need a few apps encrypted. Proton VPN is the standout for this mode among our picks.

Four labeled panels showing app-based, URL and domain-based, IP-based, and inverse split tunneling, each with a small routing diagram.

Inverse Split Tunneling Explained

Standard split tunneling protects everything by default and lets you punch holes for the apps you exclude. Inverse split tunneling starts from the opposite position: nothing goes through the VPN until you add it. That matters because a forgotten app in standard mode still leaks through the tunnel or clogs it, whereas in inverse mode a forgotten app simply stays on your normal connection.

The choice comes down to intent. If you want privacy for most things and speed for a few, use standard mode. If you only need a handful of apps encrypted and want everything else untouched, inverse mode is cleaner and less error-prone. It is the approach we suggest for anyone who finds standard exclusion lists fiddly to maintain.

Side-by-side diagram contrasting standard split tunneling, which protects all traffic except a few excluded apps, with inverse split tunneling, which protects only a short list of selected apps.

Benefits and Use Cases (Streaming, Gaming, Banking, Local Network, Remote Work)

The reason split tunneling has become a headline feature is that it solves several everyday annoyances at once. Streaming is the classic case. You route a streaming app through a VPN server in another region to reach its catalog, while everything else stays on your fast local connection. Because only the streaming traffic takes the longer path, buffering stays low. In practice your smart-TV app or download manager keeps humming along at full speed, while the one app you care about reaches the library you wanted.

Gaming benefits from the reverse move. Keep the game outside the tunnel so latency stays as low as your connection allows. Meanwhile a browser or voice app you want private stays encrypted. A few extra milliseconds of ping is the difference between a shot landing and missing, so serious players almost always want the game itself running direct. Banking is another common split. Many banks flag or block logins that appear to come from a foreign VPN server, so routing the banking app directly avoids the lockouts while your other traffic stays protected. It saves the tedious dance of disabling the VPN, logging in, and turning it back on.

Two more cases round it out. On a local network, split tunneling keeps a printer, a network drive, or a smart-home hub reachable. Those devices live on your LAN, and a full tunnel can cut them off. If you have ever watched a print job vanish or a NAS drop off the map the moment the VPN connects, adding those devices to your exclusions is the fix. For remote work, you can route a company client through the VPN while personal browsing runs direct. That keeps work traffic protected without funneling your whole day through a corporate server. Your personal streaming, shopping, and video calls stay off the work network, while the tools that need the corporate tunnel still get it.

Tip

If a device on your home network suddenly stops responding while the VPN is on, add its app or local IP range to your split-tunneling exclusions. That usually restores access to printers and network drives without turning the VPN off.

Four labeled tiles showing common split tunneling use cases: streaming through a foreign server, gaming direct for low latency, banking direct to avoid lockouts, and a local printer staying reachable.

Is Split Tunneling Safe? Security Risks and Considerations

Split tunneling is safe when you understand one rule. Any traffic you route outside the tunnel is visible to your internet provider and carries no VPN protection at all. The feature does not weaken the encryption on the apps you keep inside the tunnel. But it does mean the apps you exclude are exactly as exposed as they would be with no VPN running.

That is why the choice of what to exclude is the whole game. Routing a game or a large download outside the tunnel is low risk. Routing anything that carries passwords, financial details, or private messages outside the tunnel undoes the reason you installed a VPN. A related trap we hit repeatedly is local access. Split tunneling can break connections to a printer or network drive when the wrong apps stay inside the tunnel, so test those after you change any rules.

Watch out

Never route sensitive traffic, such as banking, email, or work logins, outside the VPN tunnel unless you fully trust the network you are on. Excluded apps get no encryption, and on public Wi-Fi that means anyone on the same network can potentially see that traffic.

Illustration showing encrypted VPN traffic for protected apps alongside an excluded app whose traffic is visible to the internet provider on the open network.

There is also a research angle worth knowing. Independent work, including a 2018 study of VPN data handling, has shown that not every VPN protects data the way its marketing implies, which is another reason to stick with audited, reputable providers when you are deciding what to leave inside the tunnel.

How to Set Up Split Tunneling

The setup differs by platform, but the pattern is consistent. Open the app's settings, find the split-tunneling or bypass section, and add the apps or sites you want to route around the VPN. The steps below cover the platforms where the feature is available.

On Windows

Windows has the broadest support, and every provider on this list offers the feature here. Open your VPN app, go to Settings, and find the split-tunneling or Bypasser section. Choose whether you want to exclude selected apps or, if the provider supports it, protect only selected apps in inverse mode. Add the apps or website addresses, then save and reconnect.

On macOS

Mac support is the messy part, and it is worth understanding why. For years split tunneling was unavailable on macOS after Big Sur removed the kernel-extension APIs that VPN apps relied on to steer traffic per app. Providers had to rebuild the feature on Apple's newer network-extension framework, and not all of them have. It is back on some providers now. ExpressVPN restored it through its newer Qt app, which you download from the ExpressVPN site rather than the App Store, and PIA has restored it as well. On those apps the steps mirror Windows, so you open settings, find the split-tunneling panel, and build your exclusion or inclusion list. Proton, NordVPN, and several others still offer limited or no split tunneling on current macOS. So if you are a Mac user, confirm the feature is present on your specific provider before you subscribe rather than assuming parity with the Windows app.

On Android

Android setup is quick. Open the VPN app, go to Settings, and find split tunneling or Bypasser. Android exposes your installed apps as a checklist, so you tick the apps to route through the VPN or to bypass it, depending on the mode. Save, and the change takes effect immediately.

On iOS (and Its Limitations)

This one is short. Split tunneling is generally unavailable on iOS, on every provider we tested. Apple's sandboxing and network-extension rules restrict the app-level routing that split tunneling depends on, so no amount of shopping around will find you an iPhone app that offers it. If iOS split tunneling is a hard requirement, the honest answer is that it does not exist yet.

On a Router

Router setup works differently because you are routing whole devices rather than apps. ExpressVPN is the standout here, with device-specific tunneling that lets you pick which devices on your network use the VPN from a single dashboard. On a router, you assign devices rather than apps. This is the only practical way to split-tunnel gadgets like a smart TV or console that have no VPN app of their own. The workflow is straightforward once the VPN is loaded onto compatible router firmware. You open the router dashboard in a browser, see a list of every connected device, and flip a toggle beside each one to send it through the tunnel or leave it direct. That lets you put the game console on your normal connection for low latency while a smart TV streams through a server in another region, all without installing a single app on either device. The catch is that router support is the exception rather than the rule among these seven, so if whole-device tunneling matters to you, it narrows the field considerably.

Two-panel walkthrough showing the split tunneling settings screen on Windows next to the app checklist on Android, with the enable toggles highlighted.

Split Tunneling vs. Full Tunnel VPN

A full-tunnel VPN sends every packet on the device through the encrypted tunnel. It is the safest default, because nothing is exposed, and it is the right choice on untrusted networks like public Wi-Fi where you want blanket protection. The cost is speed and the occasional broken connection, since local devices and region-sensitive services all get routed through the VPN server too.

Split tunneling trades some of that blanket coverage for control and speed. The apps inside the tunnel are just as protected as they would be under a full tunnel, but the excluded apps run direct and unprotected. The right pick depends on the moment: use a full tunnel when you want everything covered, and use split tunneling when you need a few things fast or reachable while keeping the rest private. Most of the providers here let you flip between the two in a couple of taps.

If you are unsure which to default to, start with a full tunnel and add exclusions only when something breaks or drags. That way you never accidentally expose an app you meant to protect, and you build your exclusion list from real needs rather than guesses. It is the same order we followed when setting up each provider for this test.

Two-column comparison graphic contrasting a full tunnel VPN routing all device traffic through one server with a split tunnel routing only selected apps through the server.

Frequently Asked Questions

Can I use a free VPN for split tunneling?
Rarely, and cautiously. Most free VPNs omit split tunneling to push you toward a paid plan, and free services are also the ones most likely to log or sell data. The notable exception on our list is Proton VPN, whose free plan does include split tunneling, though its free servers are slower and lack streaming access. If you want the feature at no cost, Proton is the only reputable option we would suggest.
What is inverse split tunneling?
Inverse split tunneling protects only the apps you specifically add, and lets everything else connect directly. It is the reverse of standard mode, which protects everything except the apps you exclude. Inverse mode is less error-prone because a forgotten app simply stays unprotected rather than accidentally staying inside the tunnel. Among our picks, Proton VPN supports it directly.
Does split tunneling slow down or add latency to my connection?
The apps you route outside the tunnel actually get faster, because they skip the VPN server entirely and run at your full local speed. The apps inside the tunnel see the normal VPN overhead of encryption plus the trip to the server. In our testing, enabling split tunneling itself added no meaningful latency; the only cost is the standard tunnel overhead on the handful of apps you choose to protect. So the feature does not slow your connection overall, it just decides which apps pay the VPN toll.
Is split tunneling safe for banking?
It can be, and it often solves a banking headache. Many banks flag logins from foreign VPN servers, so routing the banking app outside the tunnel can prevent lockouts. The risk is the network you are on: excluded apps get no VPN protection, so only route banking outside the tunnel on a network you trust, never on public Wi-Fi. On untrusted networks, keep the banking app inside the tunnel instead.
Which VPN protocols support split tunneling?
Split tunneling is a feature of the VPN app rather than the protocol, so it works across modern protocols including WireGuard and OpenVPN on the providers that offer it. What determines availability is the platform and the app, not the protocol you select. If a provider supports split tunneling on Windows, it generally works whether you are connected over WireGuard or OpenVPN.
Can a VPN be restricted to a single app or website?
Yes. App-based split tunneling can be set so that only one app, such as a browser, uses the VPN while everything else runs direct, which is inverse mode taken to its narrowest form. URL or domain-based split tunneling, offered by providers like Surfshark and IPVanish, can restrict the VPN to a single website. Both let you protect exactly one thing and leave the rest untouched.
Does split tunneling work on Linux?
Yes, but usually with more effort than on Windows or Android. Split tunneling is available on Linux for providers like NordVPN, ExpressVPN, and PIA, though it commonly requires command-line configuration rather than a point-and-click panel. If you are comfortable in a terminal it works well, but it is not the plug-and-play experience you get on the desktop apps, so budget a little setup time.

Conclusion: Choosing the Right Split Tunneling VPN

The right split-tunneling VPN comes down to platform and priorities. If you want the most complete, fastest setup with the fewest surprises, NordVPN is the pick. If you are covering a houseful of devices on a budget, Surfshark's unlimited connections and low price are hard to beat. Need the feature across many operating systems or on a router? ExpressVPN reaches the furthest. Want inverse mode for privacy, or the feature for free? Proton VPN. And if you like to tinker, PIA gives you the most knobs, with the caveat that its speeds trailed the field.

Whichever you choose, remember the one rule that governs the whole feature: whatever you leave outside the tunnel is unprotected. Set your exclusions deliberately, test your local devices afterward, and keep sensitive traffic inside the tunnel.